Checking
|
Simply Free Checking |
Student Checking |
Regular Checking |
55 Plus Checking |
Senior Citizen's Checking |
Super Now |
Minimum Balance |
No Minimum Balance |
No Minimum Balance |
No Minimum Balance |
$500 |
No Minimum Balance |
$500 |
Age Requirement |
N/A |
Under 19 |
N/A |
55 and above |
62 and above |
N/A |
Pays Interest** |
No |
No |
No |
Yes - Monthly See our current rate sheet for tiers and rates |
No |
Yes - Monthly See our current rate sheet for tier and rates |
Service Charge |
N/A |
N/A |
$1.00 each statement cycle |
$6.00 every time account falls below $500 any day of the statement cycle |
$1.00 each statement cycle |
$6.00 every time account falls below $500 any day of the statement cycle |
Per Item Charge |
N/A |
$0.10/item after 10 items |
$0.06/debit for first 40 and $0.10/debit item thereafter if balance falls below $1,000 any day of the statement cycle* |
$0.10/debit if balance falls below $5,000 any day of the statement cycle* |
N/A |
$0.10/paper debit if balance falls below $5,000 any day of the statement cycle* |
Debit Card Use |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
Free Online Banking |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
Free Internet Bill Pay |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
Free Mobile Banking |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
Free Mobile Deposit |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
Free Statement with Images |
|
✔ |
✔ |
✔ |
✔ |
✔ |
Additional Requirements |
Must be enrolled in Online Banking and receive eStatements |
Enrolled Student |
N/A |
N/A |
N/A |
N/A |
**Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Fees could reduce earnings of the accounts.
See full disclosures for more information