Insite National Bank

Checking

Simply Free Checking Student Checking Regular Checking 55 Plus Checking Senior Citizen's Checking Super Now
Minimum Balance No Minimum Balance No Minimum Balance No Minimum Balance $500 No Minimum Balance $500
Age Requirement N/A Under 19 N/A 55 and above 62 and above N/A
Pays Interest** No No No Yes - Monthly
See our current rate sheet for tiers and rates
No Yes - Monthly
See our current rate sheet for tier and rates
Service Charge N/A N/A $1.00 each statement cycle $6.00 every time account falls below $500 any day of the statement cycle $1.00 each statement cycle $6.00 every time account falls below $500 any day of the statement cycle
Per Item Charge N/A $0.10/item after 10 items $0.06/debit for first 40 and $0.10/debit item thereafter if balance falls below $1,000 any day of the statement cycle* $0.10/debit if balance falls below $5,000 any day of the statement cycle* N/A $0.10/paper debit if balance falls below $5,000 any day of the statement cycle*
Debit Card Use
Free Online Banking
Free Internet Bill Pay
Free Mobile Banking
Free Mobile Deposit
Free Statement with Images
Additional Requirements Must be enrolled in Online Banking and receive eStatements Enrolled Student N/A N/A N/A N/A

**Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Fees could reduce earnings of the accounts.

See full disclosures for more information