Checking

	Simply Free Checking	Student Checking	Regular Checking	55 Plus Checking	Senior Citizen's Checking	Super Now
Minimum Balance	No Minimum Balance	No Minimum Balance	No Minimum Balance	$500	No Minimum Balance	$500
Age Requirement	N/A	Under 19	N/A	55 and above	62 and above	N/A
Pays Interest**	No	No	No	Yes - Monthly See our current rate sheet for tiers and rates	No	Yes - Monthly See our current rate sheet for tier and rates
Service Charge	N/A	N/A	$1.00 each statement cycle	$6.00 every time account falls below $500 any day of the statement cycle	$1.00 each statement cycle	$6.00 every time account falls below $500 any day of the statement cycle
Per Item Charge	N/A	$0.10/item after 10 items	$0.06/debit for first 40 and $0.10/debit item thereafter if balance falls below $1,000 any day of the statement cycle*	$0.10/debit if balance falls below $5,000 any day of the statement cycle*	N/A	$0.10/paper debit if balance falls below $5,000 any day of the statement cycle*
Debit Card Use	✔	✔	✔	✔	✔	✔
Free Online Banking	✔	✔	✔	✔	✔	✔
Free Internet Bill Pay	✔	✔	✔	✔	✔	✔
Free Mobile Banking	✔	✔	✔	✔	✔	✔
Free Mobile Deposit	✔	✔	✔	✔	✔	✔
Free Statement with Images		✔	✔	✔	✔	✔
Additional Requirements	Must be enrolled in Online Banking and receive eStatements	Enrolled Student	N/A	N/A	N/A	N/A

**Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Fees could reduce earnings of the accounts.

See full disclosures for more information