Savings & Money Market

	Savings Account	Money Market
Minimum Balance	No Minimum Balance	$1,000
Pays Interest^^	Yes - Quarterly See our current rate sheet for rates.	Yes - Monthly See our current rate sheet for tiers and rates.
Minimum Balance Fee	N/A	$6.00 every time account balance falls below $1,000 any day of the statement cycle
Fees	$3.00 for each debit* over 6 per month**	$3.00 for each debit* over 6 per month**
Full Statement with Images	Quarterly	Monthly
Free Online Banking	✔	✔
Free Mobile Banking	✔	✔
Free Mobile Deposit	✔	✔
Compounding Interest	Pays interest on the daily balance***, compounded daily, credited quarterly.	Pays interest on the daily balance***, compounded daily, credited monthly.
Additional	Transfers from a savings account are limited to 6 per month, only 3 of these may be by electronic means or similar order.	Transfers from a money market account limited to six per month.

*A debit is any item that removes funds from your account, such as checks, transfers, withdrawals, automatic payments, etc.

**Withdrawals or transfers made in person, by messenger, by mail, or through an ATM and transfers that are made to pay loans and associated expenses at the same institution are not included in the limit of 6 debits.

***Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

^^Fees could reduce earnings of the accounts.

See full disclosures for more information